PMI Cancellation Letter Template 

[Your Name]
[Co-Borrower Name, if applicable]
[Property Address]
[City, State ZIP]
[Email] Â· [Phone]

Date: [MM/DD/YYYY]

To: [Mortgage Servicer Name]
[Servicer Address or Department]

Re: Loan Number [XXXXXXXX] â€” Request for PMI Cancellation

Hello,

I am requesting cancellation of private mortgage insurance (PMI) on the above-referenced conventional mortgage loan for the property at [Property Address]. Based on my current loan balance and home value/equity documentation, I believe the loan qualifies for PMI cancellation review under your current policy and applicable requirements.

Please confirm the exact documents you require and whether a lender-approved appraisal or valuation is needed. If additional conditions apply, please provide them in writing.

I request written confirmation of:
1) receipt of this request,
2) any required next steps or fees,
3) your decision timeline, and
4) the effective date of PMI cancellation if approved.

Thank you.

Sincerely,
[Your Name]
[Co-Borrower Name, if applicable]